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How to create health and safety risk assessments

Creating a risk assessment is a legal requirement that helps you identify potential hazards and protect yourself, your staff, and your customers from harm.

First things first: What is a risk assessment?

A risk assessment is simply the process of identifying what could harm people in your business, and then taking sensible steps to stop that harm from happening. It is a legal requirement for every employer and self-employed person. For a business like a food truck, this means thinking about everything from the heat of a fryer to a customer tripping over a cable, and proving you've done something about it.

Getting this right isn't just about ticking a box; it's about protecting real people—including yourself—from injury and illness. It also protects your business from legal trouble and can even help lower your insurance costs.

The Five Steps to a Risk Assessment

The Health and Safety Executive (HSE) breaks this down into five straightforward steps. Don't be intimidated; it's a logical process that you are more than capable of completing.

  1. Identify the hazards
    A hazard is anything that could cause harm. Walk around your entire workspace (your vehicle, your prep area, where you store things) and think about what could go wrong. Talk to your staff if you have any. Think about your specific operations mentioned in the task description:
    • Fire Safety: What could start a fire? (e.g., gas canisters, faulty electrical equipment, hot oil).
    • Manual Handling: What needs to be lifted or moved? (e.g., stock, water containers, gas bottles).
    • Use of Equipment: What machinery is dangerous? (e.g., deep fat fryers, sharp knives, coffee machines).
    • Public Safety: How could a customer or member of the public be hurt? (e.g., tripping over power cables, slipping on a wet patch, touching hot surfaces).
  2. Decide who might be harmed and how
    For each hazard, list who might be affected. This will often include yourself, your staff, your customers (including children and vulnerable adults), and the general public passing by. For example, a trailing power cable could harm a customer (trip hazard) and a staff member (trip hazard). Hot oil from a fryer could harm the staff member using it (burns).
  3. Evaluate the risks and decide on precautions
    This is the most important part. A 'risk' is the chance, high or low, that somebody could be harmed by the hazard, combined with how serious the harm could be. For each risk, you need to decide what you can do to control it. Aim to get rid of the hazard completely, but if you can't, control the risk. For example:
    • To control fire risk: Have a certified fire extinguisher suitable for fat fires, get gas equipment checked regularly, and train staff on what to do in a fire.
    • To control manual handling risk: Can you use a trolley? Can you break down large deliveries into smaller boxes? Train staff on safe lifting techniques.
    • To control equipment risk: Ensure safety guards are on fryers, train staff on safe use, and have a 'first aid' kit readily available.
  4. Record your findings and implement them
    If you have fewer than five employees, you don't legally have to write down your risk assessment. However, it is excellent practice and highly recommended. Your record shows you've taken your responsibilities seriously. It doesn't need to be a huge document. A simple table is often the best approach. Most importantly, you must act on your findings—put those control measures into practice!
  5. Review your assessment and update if necessary
    Your business will change over time. You might buy new equipment, change your menu, or hire new people. You should review your risk assessment at least once a year, or whenever a significant change happens. If an accident or near-miss occurs, that's a clear sign you need to review your assessment immediately.

A Simple Example

Here’s how you might record one hazard for a food truck business:

HazardWho is at Risk?Control MeasuresHot oil splashing from deep fat fryer.Staff operating the fryer.
  • Staff fully trained in safe operation.
  • Splash guards are fitted and used.
  • Non-slip flooring is in place around the fryer.
  • Staff wear appropriate protective clothing (e.g., long sleeves).
  • A clear procedure is in place for safely changing the oil.

Top Tips for Success

  • Keep it simple: You don't need to produce a massive, complicated document. Focus on the real, practical risks in your business.
  • Use a template: The HSE website has excellent templates and example risk assessments you can adapt for your business.
  • Involve your team: If you have staff, ask for their input. They are on the front line and may spot things you miss.

Completing your risk assessment is a vital step in setting up your business properly. It gives you the peace of mind that you've created a safe environment for everyone involved.

Created by hatch. • Updated on April 6, 2026